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A phone on a tripod filming a broken pavement and gutter

Hello, I’m Kojo

I grew up in Accra, riding tro-tros, buying tomatoes at the market and wondering who paid for the road that kept breaking. For years I worked in a small office that kept the city’s books. I saw how little of it ever got explained to the people it was spent on.

So I started explaining it. Every Sunday I take one part of the budget and say what it is in plain words: what a line means for a road, a market stall, a school or a bus stop. I use round numbers and made-up examples. I do not say which party is right or who should run anything. My job is to help you read the page.

What I sell are the things I use myself: a glossary of budget words, a guide to reading a city budget, worksheets for taking a line apart, and two video courses. I do not give advice about anyone’s money. I teach you to open a budget and find the part that matters to you.

I record on my phone, at the market, beside the road works and at my desk with a cup of tea. If something in a piece is unclear, write to me. I will explain it again, more simply.

Support my work

If you enjoy what I make, there are a few ways to help me keep making it.

The Plain Budget

A short letter every Sunday: one part of the budget explained, with real-looking numbers and no side taken.

One email every Sunday. Unsubscribe any time.